The Mortgage Process

The Mortgage Process

Purchasing a home is a lengthy process, which includes find your dream home. Needless to say, a house is a big deal, and you want to make sure you choose wisely. Below are few tips to get you on your way to home ownership.

Pre-qualify for a mortgage: It’s a good idea to understand what type of house you will be able to afford according to your income and your debt. Pre-qualifying for a mortgage will give you an advantage in the event you find a home that you love.

Find a property: Become knowledgeable about how homes cost in certain areas that you are interested in. It will give you a better understanding of what is out there and what you can afford.

Paperwork: Once you find a property, a real estate agent will draw up a…

146 Views, 0 Comments

House Painting Tips

House Painting Tips

Preparing the area:

Fill holes by using a filler or spackle. Make sure to dry completely, then sand.

Scrape off old paint or sand walls so the area is smooth.

Clean walls

Priming the walls: Priming isn’t absolutely necessary, but it will help the paint adhere properly, and hide any dark colours or stains.

Stir paint: Paint colour will separate. Make sure to stir thoroughly, especially if the paint has been sitting for an extended period of time.

Gather your painting tools: putty knife, filler, sandpaper, rags, paint can opener, paint tray, stir sticks, angled paint brush, roller, roller cover, roller extension pole, drop cloth, and painter’s tape.

Tape the appropriate areas so you won’t get paint on the parts…

157 Views, 0 Comments

|| One for the Kids! ||

One of my favourite things as a kid? Rearranging my room! Why not help your kids spruce up their bedroom by rearranging some furniture, or switching it up a bit! It doesn't have to be expensive either, and a little can go a long way! Here are some fun little tips to breathe some fresh air into your little one's room. 1. Start with Art Ask your young ones to start collecting pictures of things they like, friends, pets, anything, and get them a cheap cork board from the dollar store. They can start hanging these in their room, and adding their own little character. Otherwise, Etsy has a lot free printables, and you can get cheap frames from places like the dollar store, Ikea, etc. 2. Perk Things Up with Paint You can…

20 Views, 0 Comments

|| First Time Home Buyers ||

Are you looking to buy your first home this year? Here are a few simple, yet helpful tips for you along the way!⁠ ⁠ 1. Save for a down payment and closing costs. Give me a shout if you need more specifics on either of these topics. ⁠ ⁠ 2. Reduce your debt. ⁠ ⁠ 3. Improve your credit score. ⁠ ⁠ 4. Get pre-approved by a lender.⁠ ⁠ 5. Decide where you want to live. ⁠ ⁠ 6. Make a realistic budget for living in the home you buy. ⁠ ⁠ 7. Stick to your budget. ⁠ ⁠ 8. Don't give up easily!⁠ ⁠ As always, please reach out with any and all questions! There is no question too big or small. ⁠

25 Views, 0 Comments

|| Room Colour Psychology ||⁠

Your bedroom is your safe heaven, your escape, your oasis. So make sure you have it decorated the way you want, and that includes, your walls! Paint can make or break a room, so make sure your bedroom colours match the mood you're trying to set. ⁠ ⁠ A neutral paint palette is always safe, because it is so easy to change your accent colours. If your mood is always changing, I definitely recommend going this route. ⁠ If you love bold, red or yellow would be great colours for you, but using muted colours or an accent wall instead of entirely red room would be your best bet. Bold can very quickly start taking over your room. ⁠ If you're like me, and you want a relaxing room, you'll want to opt for soft, soothing colours. A few that come to…

18 Views, 0 Comments

|| Downsizing ||⁠

Here are some tips if you are downsizing! ⁠ Take photos of your home before you downsize. Not only can it be fun to look back at your old place after you move it can also be a tool to help you select what to take with you. ⁠ Keep things you want, use, need, or like to look at. You want to identify the things that make your house a home.⁠ Finally, don’t over-save for the next generation because chances are they would rather collect experiences than stuff.

24 Views, 0 Comments

|| Buying 101 – Costs to consider ||⁠

Buying a home can be super exciting, but its important to stay level headed and not get sucked into something you cant afford, here are a few costs to consider when buying a home.⁠ . ⁠ - Mortgage payments⁠ - Private Mortgage Insurance (If your down payment is less than 20 percent of the home's price, you usually are required by the lender to take out a private mortgage insurance policy.)⁠ - Property taxes.⁠ - Utilities. (Once you find the right house, ask the seller for a record of a year's worth of utility bills.)⁠ -Maintenance. (When you own a home, there's no landlord to call if it needs repairs.)⁠ .⁠ If you’re looking to buy and need some guidance, lets talk!⁠ Shay Tanton | 403.993.5882⁠

19 Views, 0 Comments

|| Summer Maintenance Tips ||

Now that summer's here, you'll want to prepare your home and yard for the summer heat. Here are a few ideas to get you started! Inspect air-conditioners. If you haven't already, prep air conditioners and fans for their busiest season Clean your outdoor cooker. Give your grill a deep cleaning Polish your porch. Thoroughly sweep porch floors; then mop them with an all-purpose cleaner Wash your windows. If you didn't tackle exterior window washing in the spring, now's the time to get your glass clean. Plan your watering schedule. Train your garden to endure dry days by watering deeply a couple times a week, instead of watering lightly daily. Got any other good tips? Reach out, let me know, and I'll make sure to add them to the list!

22 Views, 0 Comments

Motivation

Motivational Quote

155 Views, 0 Comments

Finding a New Home When You're Busy! Busy! Busy!

Imagine you have a major project at work, you have to deal with home schooling and you still need to deal with groceries, laundry and dinner. Whoa! That's a busy life.

Can you still find and buy a new home with such a tight schedule? The good news is, you can. In fact, there's plenty you can do to save time.

 Consider these tips:

• Get specific about the home you want to buy. Think about property type (for example, "two story, detached"), number of bedrooms and bathrooms, special features, etc.
• Target areas you'd like to live in. That will avoid trips to see listings in areas that aren't a good fit for you.
• Get the financing arranged. You'll be able to shop for a new home with more confidence when you have a pre-arranged mortgage. It…

235 Views, 0 Comments